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INSFORYOU.COM Privacy Policy

 

Welcome to Insforyou.com, Inc., (or one of our affiliated web sites), where we help you find the product or service that is right for you. At Insforyou.com, Inc., we recognize and respect the importance of your information security and your personal privacy. With your permission, we use information about you plus information you provide to help find solutions that meet your needs. By using our web site and submitting online information about yourself, you are indicating that you allow us to use your information as described below:

Your information is safe with us. We know that having trust and confidence in the companies you do business with is important to you. That is why Insforyou.com, Inc. is committed to keeping your personal information accurate, secure, and confidential. Unless defined otherwise, "information" in this privacy policy means information that specifically identifies you.

This Privacy Policy applies to Insforyou.com, and its current and former customers and the web site visitors. If you wish a copy emailed to you, please request one at customerservice@insforyou.com. To help you understand our Privacy Policy; here are answers to commonly asked question:

1.  What kind of information about me do you gather?

  • We may gather information about you from:

    Your account applications, application results or other information that you provide to us or
    Our affiliates, such as your name, address, and other information;

    Our affiliates that provide us with information about you from consumer reporting agencies,
    Unless you request that your information not be shared;

    Companies that provide consumer data or analysis as a service or product.
     
  • We may gather information on your online activity on our web site or those of our affiliates to help us improve our web sites or to track your site navigation so that we can understand your preferences,
     

2. How do you protect my personal information?

  • To keep your personal information strictly confidential, we protect it with physical and electronic safeguards, and we make sure that we abide by applicable federal security standards (for more information, please scroll down to our Security Statement). We regularly review our processes and keep abreast of new technology.
     
  • In addition, we require all outside firms and agencies we hire to help us with any part of our business, including servicing and data processing, and all companies with which we enter joint marketing agreements to maintain the confidentiality of your information in accordance with this Privacy Policy and to comply with all applicable laws.

3. How do we ensure that any information is accurate?

  • We want your information and information about you that we receive from credit reporting agencies and other outside sources to be accurate and up to date. We follow reasonable commercial standards to maintain your information accurately. If you notify us of inaccurate information or outdated information, we will investigate and make any necessary corrections.

4. Do you sell my information?

  • We work with selected partners to offer you additional products and services that we think you may want. If you are a former customer, we maintain the confidentiality of your information as if you were still a customer. If you wish not to participate in any future efforts, please opt out by emailing us at customerservice@insforyou.com.

5. What about Cookies?

  • Cookies are alphanumeric identifiers that we can transfer to your computer's hard drive though your web browser to enable our systems to recognize your browser and to provide additional features, The "help" portion of the tool bar on most browsers will tell you how to prevent your browser from accepting new cookies, how, to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.

6. Is your web site available to children?

  • Insforyou.com does not provide products for children. If you are under 18, you may use insforyou.com or any of our network web sites only with the involvement of a parent or guardian.

7. Do you share my information with non-affiliated companies?

  • Yes, but only as follows and only under confidential conditions. When you provide your information on Insforyou.com (or though any of the web sites within our network) to search for a product or service through our insurance network, you are consenting to our sharing it with insurers, brokers/agents in our network or other provider. They will use it to process your insurance inquiry, offer you products and services that may be appealing to you, evaluate your eligibility, or complete your insurance transaction. Once your information is submitted to them it is subject to those insures provider's privacy policies; you should read those policies to understand how those firms handle your information. If you do not want us to share your information in this way, please do not submit a search request to us because we are not able to place your request while withholding your information from these non-affiliated companies. We may share the types of information from these non-affiliated companies. We may share the types of information described in #1 above in certain circumstance permitted by law, such as:

    We may share your information with companies that we hire to perform necessary account serving functions at our direction to manage and maintain your account.

    We may use certain non-affiliated companies to perform services on our behalf and at our direction to help us communicate with you, or to help us provide you with products or services in connection with your account, or to offer you other products and services.

    We may share your information with a company with which we have a joint marketing agreement to offer you a product or service.

    We may report your information to government regulators, law enforcement agencies, companies like credit bureaus, in connection with a fraud investigation, or in response to a subpoena or legal process.

    We may share your information in connection with a proposed or actual sale, security transfer, merger, or exchange of all or a portion of our business.

    Please note that you cannot instruct us not to share information for the five purposes noted above. This information sharing is essential for account maintenance and servicing. This Privacy Policy and our practices are subject to change. As significant changes occur, we will update this policy from time to time.

8. Agent/Broker/Lender (Participating Professional Partner) Areas of the Web Site

  • Insforyou.com and all participating professional partners do not guarantee a response to your application for a free insurance analysis. This user is further advised that unless otherwise stated to the user , nothing contained in this web site is an offer, promise to provide insurance. All insurance related decisions are made by the participating professional partner companies in the course of their normal business and any applicable offering are made to qualified applications in separate documents which are required by applicable state and federal laws of the United States of America. You acknowledge and agree that Insforyou.com, Inc., and its participating professional partners shall be held liable or responsible should confidential information belonging to the user be intercepted and subsequently used by and unintended recipient.

9. Opt Out Notice.

  • If you prefer that we not share with our partners your information, you may "opt out"-that is, you may direct us not to make those disclosures (except as permitted by law) by emailing us at: customerservice@insforyou.com.

    If you prefer that we not share information about you with non-affiliated companies, you may "Opt Out" by emailing us at: customerservice@insforyou.com

    If you choose any of these options, you may not hear about future product or service offerings that may be of interest to you.

10. Online Security Statement:

  • If you are ordering from us over the Internet, we ensure the security of your credit card information by:

    Using Secure Sockets Layer (SSL) encryption technology to transmit confidential information between your browser and the credit card (cart) web servers.

    Keeping our database and our web servers operating separately and protected by an electronic and physical firewall.
     

 
 

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