INSFORYOU.COM Privacy Policy
Welcome to Insforyou.com,
Inc., (or one of our affiliated web sites), where we help you find the product
or service that is right for you. At Insforyou.com,
Inc., we recognize and respect the importance of your information security and
your personal privacy. With your permission, we use information about you plus
information you provide to help find solutions that meet your needs. By using
our web site and submitting online information about yourself, you are
indicating that you allow us to use your information as described below:
Your information is safe with us. We know that having trust and confidence in
the companies you do business with is important to you. That is why
Insforyou.com, Inc. is committed to keeping your
personal information accurate, secure, and confidential. Unless defined
otherwise, "information" in this privacy policy means information that
specifically identifies you.
This Privacy Policy applies to Insforyou.com, and
its current and former customers and the web site visitors. If you wish a copy
emailed to you, please request one at
customerservice@insforyou.com. To help you understand our Privacy Policy;
here are answers to commonly asked question:
1. What kind of information about me do you gather?
- We may gather information about you from:
Your account applications, application results or other information that you
provide to us or
Our affiliates, such as your name, address, and other information;
Our affiliates that provide us with information about you from consumer
reporting agencies,
Unless you request that your information not be shared;
Companies that provide consumer data or analysis as a service or product.
- We may gather information on your online
activity on our web site or those of our affiliates to help us improve our web
sites or to track your site navigation so that we can understand your
preferences,
2. How do you protect my personal
information?
- To keep your personal information strictly
confidential, we protect it with physical and electronic safeguards, and we
make sure that we abide by applicable federal security standards (for more
information, please scroll down to our Security Statement). We regularly
review our processes and keep abreast of new technology.
- In addition, we require all outside firms
and agencies we hire to help us with any part of our business, including
servicing and data processing, and all companies with which we enter joint
marketing agreements to maintain the confidentiality of your information in
accordance with this Privacy Policy and to comply with all applicable laws.
3. How do we ensure that any information is
accurate?
- We want your information and information
about you that we receive from credit reporting agencies and other outside
sources to be accurate and up to date. We follow reasonable commercial
standards to maintain your information accurately. If you notify us of
inaccurate information or outdated information, we will investigate and make
any necessary corrections.
4. Do you sell my information?
- We work with selected partners to offer you
additional products and services that we think you may want. If you are a
former customer, we maintain the confidentiality of your information as if you
were still a customer. If you wish not to participate in any future efforts,
please opt out by emailing us at
customerservice@insforyou.com.
5. What about Cookies?
- Cookies are alphanumeric identifiers that we
can transfer to your computer's hard drive though your web browser to enable
our systems to recognize your browser and to provide additional features, The
"help" portion of the tool bar on most browsers will tell you how to prevent
your browser from accepting new cookies, how, to have the browser notify you
when you receive a new cookie, or how to disable cookies altogether.
6. Is your web site available to children?
- Insforyou.com
does not provide products for children. If you are under 18, you may use
insforyou.com or any of our network web sites
only with the involvement of a parent or guardian.
7. Do you share my information with
non-affiliated companies?
- Yes, but only as follows and only under
confidential conditions. When you provide your information on
Insforyou.com (or though any of the web sites
within our network) to search for a product or service through our insurance
network, you are consenting to our sharing it with insurers, brokers/agents in
our network or other provider. They will use it to process your insurance
inquiry, offer you products and services that may be appealing to you,
evaluate your eligibility, or complete your insurance transaction. Once your
information is submitted to them it is subject to those insures provider's
privacy policies; you should read those policies to understand how those firms
handle your information. If you do not want us to share your information in
this way, please do not submit a search request to us because we are not able
to place your request while withholding your information from these
non-affiliated companies. We may share the types of information from these
non-affiliated companies. We may share the types of information described in
#1 above in certain circumstance permitted by law, such as:
We may share your information with companies that we hire to perform necessary
account serving functions at our direction to manage and maintain your
account.
We may use certain non-affiliated companies to perform services on our behalf
and at our direction to help us communicate with you, or to help us provide
you with products or services in connection with your account, or to offer you
other products and services.
We may share your information with a company with which we have a joint
marketing agreement to offer you a product or service.
We may report your information to government regulators, law enforcement
agencies, companies like credit bureaus, in connection with a fraud
investigation, or in response to a subpoena or legal process.
We may share your information in connection with a proposed or actual sale,
security transfer, merger, or exchange of all or a portion of our business.
Please note that you cannot instruct us not to share information for the five
purposes noted above. This information sharing is essential for account
maintenance and servicing. This Privacy Policy and our practices are subject
to change. As significant changes occur, we will update this policy from time
to time.
8. Agent/Broker/Lender (Participating
Professional Partner) Areas of the Web Site
- Insforyou.com
and all participating professional partners do not guarantee a response to
your application for a free insurance analysis. This user is further advised
that unless otherwise stated to the user , nothing contained in this web site
is an offer, promise to provide insurance. All insurance related decisions are
made by the participating professional partner companies in the course of
their normal business and any applicable offering are made to qualified
applications in separate documents which are required by applicable state and
federal laws of the United States of America. You acknowledge and agree that
Insforyou.com, Inc., and its participating
professional partners shall be held liable or responsible should confidential
information belonging to the user be intercepted and subsequently used by and
unintended recipient.
9. Opt Out Notice.
- If you prefer that we not share with our
partners your information, you may "opt out"-that is, you may direct us not to
make those disclosures (except as permitted by law) by emailing us at:
customerservice@insforyou.com.
If you prefer that we not share information about you with non-affiliated
companies, you may "Opt Out" by emailing us at:
customerservice@insforyou.com
If you choose any of these options, you may not hear about future product or
service offerings that may be of interest to you.
10. Online Security Statement:
- If you are ordering from us over the
Internet, we ensure the security of your credit card information by:
Using Secure Sockets Layer (SSL) encryption technology to transmit
confidential information between your browser and the credit card (cart) web
servers.
Keeping our database and our web servers operating separately and protected by
an electronic and physical firewall.
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